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This is an activation round — not a discovery round.

Arcadia is raising €5M to activate and scale its cross-border financial infrastructure.

This round is structured for long-term, aligned investors.

Allocation is already in progress.
Selective onboarding of investors.
Allocation is limited.

Funding

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• €5M raise

• 15% equity

• €28.3M pre-money valuation

Target close: June 2026 (or earlier upon allocation completion)

• primary issuance

• use of funds focused on activation and scale

Investment terms

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Capital will be deployed across four execution layers:

1. Activation

• transition from sandbox to production (BaaS live)

• launch initial corridors

• activate early user base

2. Regulatory execution

• EMI license application (Lithuania)

• compliance, risk, and control functions

• safeguarding infrastructure

3. Distribution rollout

• activation of diaspora partnerships

• deployment of acquisition engine

• corridor-by-corridor expansion

4. Product & infrastructure scaling

• scaling core banking infrastructure

• FX, payments, and account orchestration

• system resilience and monitoring

Capital is deployed against execution milestones — not exploration.

Use of funds

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This is not a discovery round.
This is an activation round.

• infrastructure already built

• distribution already secured

• regulatory path already defined

• time-to-market already compressed

Capital is used to activate — not to explore.

All core layers are already in place.
Capital accelerates activation — not validation.

Why this round

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Arcadia is positioned to transition from:

• infrastructure build → activation

• initial corridors → multi-corridor deployment

• early demand → structured acquisition

Revenue scales with transaction volume, not just user growth.

Growth is deployed in controlled phases — aligned with system readiness.

This creates a volume-driven revenue model with expanding margins.

Trajectory

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The round is structured to:

• prioritize strategic and long-term investors

• align capital with execution phases

• maintain disciplined ownership structure

Selective allocation.
No broad syndication.

Focused allocation. No passive capital.

Capital is not deployed continuously.

It is allocated in phases, aligned with execution milestones and system capacity.

Allocation strategy

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Access to detailed materials is available in the dataroom:

• financial model

• regulatory roadmap

• partnership structure

• execution plan

Access reserved for qualified investors.

This round is designed for long-term, high-conviction investors aligned with infrastructure-scale execution and regulated financial environments.

Investors are expected to align with a controlled execution model — not a growth-at-all-costs approach.

Access

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Request access to the round (Seed Round)

Access the full investment case, financial model, and supporting documentation.

Detailed regulatory roadmap and partnership structure available in the dataroom.

Access reserved for qualified investors.
Allocation is ongoing.
Allocation is limited.

Allocation moving fast.

Priority given to early, aligned investors.

Select investors only · Subject to availability

Access granted after review · Dataroom access within 24–48h

Current allocation open for qualified investors