What else?

No surprise, just fair and honest pricing.

Compare plans easily and choose the one that suits you best.

Take your pick!

_________________________________________________________________________________________________________________________________________________________________________

A multi-layer monetization model combining subscriptions, transaction fees, and future FX margins.

Pricing is designed for scalable revenue.

_________________________________________________________________________________________________________________________________________________________________________

Revenue is generated across multiple layers:

• subscription plans (recurring revenue)

• transaction fees (usage-based revenue)

• interchange on card payments

• value-added services (premium features)

• (future) FX margins on cross-border flows — not included in current projections

This creates a hybrid model combining recurring and volume-driven revenue.

Revenue structure

Revenue is directly linked to transaction volume.

As users increase their financial activity:

• transaction frequency increases

• average revenue per user expands

• cross-border usage drives additional monetization layers

This creates a compounding revenue effect driven by usage, not just user growth.

_________________________________________________________________________________________________________________________________________________________________________

Unit economics are designed to improve with scale:

• customer acquisition cost reduced via diaspora distribution

• revenue per user increases with transaction activity

• margins expand with infrastructure control (EMI transition)

• cost base stabilizes as volume grows

Each additional user increases overall system profitability.

Pricing is structured to maximize lifetime value while remaining accessible at entry level.

Unit economics logic

_________________________________________________________________________________________________________________________________________________________________________

This pricing structure enables:

• low-friction acquisition through a free entry layer

• progressive monetization as user activity increases

• expansion into higher-margin revenue layers over time

The model scales with both user growth and transaction intensity.

Revenue per user increases as the system is used — not just as it grows.

Pricing is not a feature. It is the foundation of the revenue engine.

Why this pricing works