_________________________________________________________________________________________________________________________________________________________________________

The first year focuses on activation, initial corridor launch, and early revenue generation.

Revenue begins after GoLive, with progressive scaling driven by transaction volume and user activation.

Operating Model (Year 1)

Phase

______________________________________________________________________________________________________________________________________________________

Timeline
Key Event
Revenue
Incorporation

______________________________________________________________________________________________________________________________________________________

Month 0
Arcadia Holding AG created
-
Setup

______________________________________________________________________________________________________________________________________________________

Month 1-3
BaaS partnerships + team build
-
Integration

______________________________________________________________________________________________________________________________________________________

Month 4-5
onboarding + infrastructure activation
-
Alpha

______________________________________________________________________________________________________________________________________________________

Month 5-6
testing phase
-
GoLive

______________________________________________________________________________________________________________________________________________________

Month 6
launch first corridors
revenue starts
Scaling

______________________________________________________________________________________________________________________________________________________

Month 7-12
user acquisition + volume growth
increasing
Break-even

______________________________________________________________________________________________________________________________________________________

Month 12-13
operational equilibrium
positive

Legal documents

This website is provided for informational purposes only and does not constitute an offer or solicitation to invest.

Access to the dataroom is subject to approval and may require execution of confidentiality agreements.

Arcadia Holding AG (Zurich) — to be incorporated upon closing

Bankeaz is a product layer developed by Arcadia and operates through regulated financial partners.

Bankeaz does not provide banking services in its own name. Financial services are provided by licensed and regulated partner institutions, in accordance with applicable laws and regulations.

Copyright © 2026 - Arcadia | Bankeaz - All rights reserved

Address
____________________

______________________________________________________________________________________________________________________________________________________

______________________________________________________________________________________________________________________________________________________

Financials
____________________

Model & Economics

Unit Economics

Full system. Full model. Full regulatory architecture.

______________________________________________________________________________________________________________________________________________________

@